Hi, I’m K, and welcome to my hot mess! For the last three years I’ve shared my debt free journey on instagram, and over time it’s become so much more than that. As I’ve shared more insights into my life, I’ve started receiving more requests for help, advice, and resources, so I so decided to set up a website to keep it all in one place!
I decided to get started with the budget template, so if you want a copy, visit Resources!
Year One…
Join me as I share three things we did in each year of our debt free journey to help make progress towards our final goal. Year one for us was 2018, we hit rock bottom and we were forced into a desperate position where we had to act. The three things I did back then…
The HotMessMoney Story
It all started in June 2018, I was at my wits end with our finances, feeling alone, in over my head, and wishing for an easy way out. We had a mortgage, multiple credit cards, personal loans, a novated lease and despite having a great income we were living pay day to pay day. I…
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